Spray Foam Blocking Your Mortgage? We Remove It.

We manage spray foam insulation removal through a vetted UK partner network and arrange an independent, RICS-verified certificate lenders recognise.

  • Over 50 UK lenders restrict spray foam — we help you fix it
  • Inspection-first: removal isn’t always required
  • No upfront payment · vetted specialists

Calm, expert help — no pressure. We manage removal through vetted UK specialists and arrange an independent RICS-verified certificate when one is needed.

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Why spray foam can stall a sale or mortgage

Around 250,000 UK homes have spray foam insulation, much of it fitted under the Green Homes Grant. Many surveyors can’t inspect the roof timbers beneath it, so over 50 lenders now refuse or restrict mortgages on affected homes — and all equity-release providers surveyed won’t lend.

Read the full mortgages guide · See which lenders accept it

The good news

With an independent inspection and — where needed — certified removal, most homes can be made mortgageable again. This is general information, not financial advice.

How it works

  1. 1

    Independent inspection

    We arrange a survey under the PCA Spray Foam Inspection Protocol. Removal is common but not always required.

  2. 2

    Clear, fixed quote

    You get a transparent quote from vetted specialists — no upfront payment, no pressure.

  3. 3

    Professional removal

    The foam is safely removed, the roof space cleaned, timbers checked, with optional re-insulation.

  4. 4

    RICS-verified certificate

    An independent RICS surveyor issues a certificate lenders recognise.

Spray foam removal cost calculator

Get an instant guide range. Adjust the options and we update the estimate as you go.

Foam type

Not sure? Closed-cell is hard and rigid; open-cell is soft and spongy. Pick "Don't know" and we'll confirm on site.

Loft area
Optional add-ons

Estimated guide range

£3,150 – £4,050

for a 100 m² standard-access open-cell loft in the Midlands


  • Removal
  • Waste disposal

    Guide ranges — a site survey gives a fixed price.
    Based on UK market rates, updated 2026-06.

    Get an exact fixed quote

    No upfront payment · vetted specialists

    Before & after

    Drag the slider to compare a spray-foamed loft before and after professional removal.

    Spray foam loft before and after removal — before Spray foam loft before and after removal — after

    An independent, RICS-verified certificate

    A self-issued “removal certificate” from the installer often isn’t enough. We arrange an independent RICS surveyor to verify full removal and document the roof condition — the evidence lenders actually want to see.

    About the certificate

    Get a free quote

    Tell us your postcode and foam type for a no-obligation quote from vetted specialists.

    Learn more

    What homeowners say

    “Our sale had fallen through over spray foam. They arranged an inspection, managed the removal and the RICS certificate — the buyer's lender was satisfied.”

    Sarah M.
    Bournemouth · May 2026

    “Clear, honest advice with no pressure. The quote matched the final price after the survey. Tidy, professional team.”

    David R.
    Manchester · April 2026

    “They explained that removal wasn't automatic and arranged a PCA-protocol inspection first. Reassuring for my elderly mum's equity release.”

    Priya K.
    London · March 2026

    Verified reviews via Reviews.io (feed slot).

    Worried spray foam is blocking your mortgage?

    Get a free, no-obligation quote from vetted UK specialists. No upfront payment.